2001年全国职称英语等级考试应试指导-财经类--强化训练题三
测试题总数：601、If you want to telephone him, you will have________to the number.
A.Look at
B.look through
C.Look to
D.look up
2、After the campaign a special medal was________to all combatants.
A.Gained
B.awarded
C.Deserved
D.donated
3、He spoke so quickly that I didn#39;t________what he said.
A.Catch
B.receive
C.Listen
D.accept
4、This young tree could not have been damaged by accident; I believe it was done________.
A.In fact
B.on purpose
C.By plan
D.by appointment
5、He is not so well off, for he lives from hand to________.
A.Nose
B.mouth
C.Face
D.head
6、Being extremely_______ to the cold, I do not like skiing.
A.Insensitive
B.sensible
C.Senseless
D. Sensitive
7、It#39;s much more_______ to buy a season ticket if you travel every day.
A.Cheap
B.***nomical
C.Economic
D.saving
8、He looked for a table to sit down at, but they were all_______.
A.Used up
B.engaged
C.Filled in
D.occupied
9、Your library card_______next month, you#39;ll have to get a new one if you want to borrow more books.
A.Discloses
B.closes
C.Expires
D.surpasses
10、You won#39;t find a greater variety of flowers anywhere else on_______.
A.Soil
B.ground
C.Earth
D.world
11、She was an unlikely(______) candidate for the position.
A.Improbable
B.unpopular
C.Unqualified
D.dishonest
12、I suppose he will give it to you eventually(______).
A.In a way
B.in due course
C.In the end
D.in any case
13、I like George; he is so down?to?earth(______).
A.Practical
B.friendly
C.Amusing
D.honest
14、Peter is experiencing(______) a difficult period in his life.
A.Going into
B.going out of
C.Going over
D.going through
15、John was reluctant to come(______).
A.Glad to come
B.unable to come
C.Hesitant about coming
D.planning to come
16、Don#39;t get upset about trivial(______) matters.
A.Unexpected
B.unusual
C.Unimportant
D.uncertain
17、She longed(______) to be envied and sought after.
A.Hoped
B.wished
C.Was eager
D.wanted
18、The teachers want to do away with(______) cheating in their school.
A.Put an end to
B.retain
C.Do credit to
D.substitute for
19、The mail was delayed(______) for two days because of the snow?storm.
A.Held in
B.held up
C.Held down
D.held off
20、He is always under the weather(______).
A.Travelling
B.sick
C.Away
D.unconscious
21、第一篇 General Stores The old?fashioned general store is fast disappearing. This is, perhaps, a pity, because shopping today seems to lack that personal element which existed w hen the shopkeeper knew all his regular customers personally. He could, for inst ance, remember which brand of tea Mrs. Smith usually bought or what sort of wash ing?powder Mrs. Jones preferred. Not only was the shop a centre of buying and s elling, but a social meeting place. A prosperous general store might have employed four or five assistants, an d so there were very few problems in management as far as the staff were concern ed. But now that the supermarket has replaced the general store, the job of the manager has changed completely. The modern supermarket manager has to cope with a staff of as many as a hundred, apart from all the other everyday problems of r unning a large business. Every morning the manager must, like the commander of an army division, ca rry out an inspection of his store to make sure that everything is ready for the business of the day. He must see that everything is running smoothly. He will h ave to give advice and make decisions as problems arise; and he must know how to get his huge staff to work efficiently with their respective responsibilities. No matter what he has to do throughout the day, however, the supermarket m anager must be ready for any emergency that may arise. They say in the trade tha t you are not really an experienced supermarket manager until you have dealt wit h a flood, a fire, a birth and a death in your store.The main purpose of the passage is to show
A.How the supermarket has replaced the old general store.
B.how the old fashioned general store is fast disappearing.
C.How supermarket managers deal with problems every morning.
D.How the role of the shop manager has undergone an overall change.
22、（同21题）It is a pity that there are fewer old general stores now because
A.There is less trading business.
B.there used to be more social activities in the old days.
C.Supermarket managers has more problems.
D.There is less personal contact between manager and customer.
23、（同21题）Who are Mrs. Smith and Mrs. Jones mentioned in the first paragraph?
A.Shop assistants.
B.friends of the shop manager#39;s.
C.Two regular customers of the store.
D.People representing any of the regular customers of the old general store.
24、（同21题）How has the job of the store manager changed?
A.He doesn#39;t sell tea or washing?power any more.
B.He must try hard to remember the names of the regular customers.
C.He has to give advice and make decisions when problems arise.
D.He has a much larger staff to take care of, to say nothing of all the other daily problems of running the store.
25、（同21题）The author compared the supermarket manager to
A.A military leader.
B.a school inspector.
C.Traffic supervisor.
D.an orchestra conductor.
26、第二篇 InsuranceAccording to the passage which of the following statements is false?shes and there is an insurance claim of 20 or 30 million pounds, the money can be paid without the insurer going bankrupt. But in a smaller way, most people are insured. In most countries it is ill egal to drive a car which isn#39;t insured. The insurance usually pays for the dama ge to the car and, more important, it pays compensation or medical expenses to a nyone injured in an accident. Sometimes an innocent person who is involved in an accident is crippled for life and the person who caused the accident might not have the money to pay him for years?but the insurance company does. From car insurance, people insure their homes against fire and theft; and their possessions against loss. They often take out life insurance too, so that if they die before a certain age their family will receive a sum of money to liv e on. If someone lives beyond the age specified in his insurance policy, he usua lly gets a cash sum himself? it#39;s a way of saving. Medical insurance is common t oday, too. It#39;s essential in a country like America where everyone has to pay fo r their medical treatment; but even in England some people take out insurance to cover the cost of private treatment in hospital or at home. Two hundred years ago, if your house or property was insured by a company they gave you a special sign to put up which showed that you were insured. If th at was still done, practically everyone in this country would have a sign up. Si nce we are all insured in some way against something.
A.If one wants to get things insured, he has to pay 20 or 30 milli on pounds for it.
B.It#39;s possible to insure almost anything.
C.People can take out their life insurance.
D.Medical insurance is essential in America.
27、（同26题）From the context, the word “compensation" means
A.medical expense.
B.money paid to the insurance company.
C.money paid by the insurance company for the loss or damage .
D.money paid to the people who cause the accident.
28、（同26题）It is not a common practice today
A.To insure house against fire.
B.to insure against theft.
C.to put up a sign to show that you are insured.
D.to have medical insurance.
29、（同26题）From the whole passage we can conclude that
A.it#39;s beneficial to get insured.
B.insurers tend to go bankrupt.
C.innocent people are likely to get involved in an accident.
D.it#39;s illegal in any country to drive a car which isn#39;t insured.
30、（同26题）The author mentioned all the following except
A.life insurance.
B.medical insurance.
C.compensation paid by the insurance company.
D.profits made by the insurance company.
31、第三篇 Mass Production Modern mass?production methods lower the cost of making goods, and thus g ive us better values. At the same time, American ingenuity and science are consta ntly at work improving the quality of products. In this way, better quality prod ucts at good values are continually being brought to the people of all income gr oups. As an example of how this works, when facial tissues were first put on the market in 1924, they were made in limited quantities and sold at 65 cents per b ox of 200. People liked these facial tissues immediately and began asking for th em when they went into different stores. Because there was such a demand for the product, manufacturers began making tissues in larger and larger quantities. Be cause the manufacturers were making tissues in greater quantities, their product ion costs were lowered, so that the cost of tissues went down. In the meanwhile, the quality of facial tissues was constantly improving, because more manufactur ers went into the business of making tissues, and each manufacturer strove to ma ke his product better than his competitors. Today, instead of costing 65 cents, a box of 200 facial tissues costs around one?third of that price, and they are both softer and stronger. When people are free to compete—when they are free to make more thin gs and make them better?everyone benefits. In regard to the production of goods in greater quantities, the aut hor states that the
A.price of the goods should drop.
B.price of the goods should rise.
C.quality and price should both rise.
D.quality should rise and the price should drop.
32、（同31题）Facial tissues were first made in
A.Boxes of 24.
B.1924.
C.Boxes of 200.
D.both B and C.
33、（同31题）When manufacturers of facial tissues discovered how to produce tiss ues for less money, they reduced the
A.quality so as to earn even greater profits.
B.profits they anticipated from sales.
C.price a consumer must pay for their product.
D.standards of the entire industry.
34、（同31题）Improved quality of facial tissues resulted from
A.mass?production methods.
B.popular demand for a better product.
C.a decrease in price.
D.competition among manufacturers.
35、（同31题）From this article, we can see that lower prices and improved qualit y occur
A.as a result of the effect of one on the other.
B.always at the same time.
C. Independently of each other.
D.through the kindness of manufacturers.
36、第四篇 The Economic Superpower — Japan How do you compete with a country that seems able to take over the market for just about any product it aims at—in Europe, Latin America, Southeast Asia, or the United States? Since the early 1950s Japan had forced its way to a contro lling position in one industry after another. The first triumphs were textiles a nd clothing and other products in the early postwar period. In the late 1950s, J apan quickly became the world#39;s largest exporter of radios and small appliances. The early 1960s saw the Japanese beginning to win huge orders for ships. They w ere capable of building the largest tankers in the world and attracted delegatio ns of shipbuilders from the United States and Europe. Meanwhile, Japan, which has practically no raw materials for making steel, developed one of the most efficient steel industries in the world and rapidly o ccupied the world market. After ships and steel came black and white television sets, then colour TVs. Surprisingly, the Japanese now own TV plants in the Unite d States. In the late 1960s, Japan rapidly developed the car industry characteri zed by rapid change, high volume, and heavy capital investments. Today, Japan ex ports more cars than any other country. Toyota has b***me the third largest prod ucer in the world, and Nissan is the fourth. Three out of five foreign?made aut omobiles sold in the United States are Japanese. The early 1970s saw Japanese producers taking world leadership in 35?mill imeter cameras and related equipment, a market in which the Germans had been abov e all others. After that, Japan played the major role in the manufacturing and e xport of small calculators that American companies had pioneered. The office cop y machine, developed by America#39;s Xerox Company into a necessary equipment in al most every modern office of great size, is one of the latest examples of Japanes e success. The Japanese company Richo, using an American license, snakes more co pies than any other company in the world. What#39;s next? The Japanese have made it clear that they aim to be a major m anufacturer in the computer industry: their goal is to win 18 percent of the com puter business in the United States and more than 30 percent share of global sal es by 1995. Further, Japan#39;s plans call for world leadership in the newest gener ation computers, biotechnology, and industrial robots. In the first sentence of the first paragraph, the phrase “ take over" could be best replaced by
A.Defeat.
B.gain control over.
C.Surpass.
D.overtake.
37、（同36题）When did Japan meet with its first success?
A.in the late 1950s.
B.in the early 1960s.
C.in the late 1960s.
D.in the postwar period.
38、（同36题）According to the passage, Japan had taken its world leadership in m any fields EXCEPT
A.car industry.
B.35?millimeter cameras.
C.Biotechnology.
D.copy machine.
39、（同36题）According to the passage,
A.Japan has no raw materials for making steel.
B.Japan is rich in raw materials for making steel.
C.Japan is rich in all kinds of raw materials.
D.Japan is a country poor in raw materials.
40、（同36题）Which of the following statements is not true according to the passag e?
A.Nowadays Japan is the world#39;s largest exporter of car.
B.In the early 1960s more shipbuilders from the United States and Europe emigrated to Japan.
C.Before the early 1970s Germany played an eminent role in 35?millimete r cameras and related equipment.
D.In the late 1960s, Japan invested lots of money into the car industry .
41、第五篇 Banks Banks are not ordinarily prepared to pay out all accounts; they relied on depositors not to demand payment all at the same time. If depositors should come for fear that a bank is not sound, that it cannot pay off all its depositors, t hen that fear might cause all the depositors to appear on the same day. If they did, the bank could not pay all accounts. However, if they did not all appear at once, then there would always be funds to pay those who wanted their money when they wanted it. Mrs. Elsie Vaught has told us of a terrifying bank run that she experienced. One day in December of 1925 several banks failed to open in a city where Mrs. Vaught lived. The other banks anticipated a run the next day, and so the officers of the bank in which Mrs. Vaught worked as a teller had enough fun ds on hand to pay off as many depositors as might apply. The officers simply ins tructed the tellers to pay on demand. Next morning a crowd gathered in the bank and on the sidewalk outside. The length of the line convinced many that the bank could not possibly pay off everyone. People began to push and then to fight or places near the tellers#39; windows. Clothing was torn and limbs broken, but the ja m continued for hours. The power of the panic atmosphere is evident in the fact that two tellers, though they knew that the bank was sound and could pay out all depositors, nevertheless with drew the funds in their own accounts. Mrs. Vaught says that she had difficulty restraining herself from doing the same. A bank run occurs when
A.a bank is closed for one or more days.
B.too many depositors attempt to draw out their money at one time.
C.there is not enough money to pay all of its depositors at one time.
D.employees of a bank take out their own funds out of the bank.
42、（同41题）What happened to some of the customers of Mrs. Vaught#39;s bank?
A.They were injured.
B.They lost their money.
C.They had to leave part of their money in the bank.
D.They were forced to put their money into other banks.
43、（同41题）The tellers in Mrs. Vaught#39;s bank were told to
A.explain why they could not pay out all depositors.
B.pay out deposits as requested.
C.assure customers that the bank was sound.
D.pay out money as slowly as possible.
44、（同41题）The essential cause of a run on a bank is
A.Loss of confidence.
B.lack of sufficient funds.
C.Crowds of people.
D.inefficient tellers.
45、（同41题）According to the passage, the actions of the customers of Mrs. Vaught #39;s bank were influenced chiefly by According to the passage, the actions of the customers of Mrs. Vaught #39;s bank were influenced chiefly by
A.The ease with which they could obtain their money.
B.the confidence demonstrated by other customers of the bank.
C.the confidence that Mrs. Vaught demonstrated.
D.the failure of several other banks to open.
46、Banking W(_______)Is Banking Banking is the transactions carried on by any individual or firm engaged I n providing financial services to consumers, businesses, or government enterpris es. In the broadest sense, a bank is a financial intermediary that performs one or more of the following functions: safeguards and transfers funds, lends or fac ilitates lending, guarantees creditworthiness, and exchanges money. These servic es are provided by such institutions as commercial banks, central banks, savings banks, trust companies, finance companies, life insurers, and investment banker s.
47、The O(_______)of Banks Banks are most frequently organized in corporate form and are owned either by private individuals, governments, or a combination of private and government interests. Although noncorporate banks?that is, single proprietorships and par t nerships?are found in other countries, since 1863 all federally chartered banks in the United States must be corporations.
48、E(______)Banking Many banking functions such as safeguarding funds, lending, guaranteeing l oans, and exchanging money can be traced to the early days of r***rded history. In medieval times, the Knights Templars, a military and religious order, not onl y stored valuables and granted loans but also arranged for the transfer of funds from one country to another. The great banking families of the Renaissance, suc h as the Medicis in Florence (Italy), were involved in lending money and financi ng international trade. The first modern banks were established in the 17th cent ury, notably the Riksbank in Sweden (1656) and the Bank of England (1694).
49、Commercial Banking in A(_____)Commercial banks are the most significant of the financial intermediaries, accounting for some 60 percent of the nation#39;s deposits and loans. The first ba nk to be chartered by the new federal government was the Bank of the United Stat es, established in Philadelphia in 1791. By 1805 it had eight branches and serve d as the government#39;s banker as well as the recipient of private and business de posits. The bank was authorized to issue as legal tender banknotes exchangeable for gold.
50、Banking in Developing C(_______) The type of national ***nomic system that characterizes developing countri es plays a crucial role in determining the nature of the banking system. In capi talist countries a system of private enterprise in banking prevails. In a number of socialist countries (for example, Egypt and Sudan) all banks have been natio nalized. Other countries have patterned themselves after the liberal socialism o f Europe; in Peru and Kenya, for instance, government?owned and privately owned banks coexist.
51、Capital Budgeting Capital budgeting, the long term investment decision is probably the most crucial financial d51(______) of a firm. It relates to the selection of an asset or investment proposal or course of action whose benefits are likely to be available i52(______) future over the lifetime of the project. The long?term assets can be either new or old existing ones. The first aspect of the capital budgeting decision relates t53(______) the choice of the new asset out of the alternatives available or the reallocation of capital when an existing asset fails to justify the funds committed. Whether an a54 (______)will be accepted or not will depend upon the relative benefits and returns associated with it. The measurement of the worth of the investment proposals is, therefore, a major element in the capital budgeting exercise. This implies a discussion of the methods of appraising i55(______) proposals. The s***nd element of the capital budgeting decision is the analysis of ri sk and uncertainty. S56(______) the benefits from the investment proposals extend into the future, their accrual is uncertain. They have to be estimated under var ious assumptions of the physical volume of sale and the level of prices. An elem ent of risk in the s57(______) of uncertainty of future benefits is, thus, involve d in the exercise. The return from the capital budgeting decision should, theref ore, be evaluated in relation to the risk associated with it. Finally, the evaluation of the worth of a long term p58(______) implies a ce rtain norm or standard against which the benefits are to be judged. The requisite norm is known by different names such as cutoff rate, required rate, minimum rate of return and so on. This s59(______) is broadly expressed in terms of the cos t of capital. The concept and measurement of the cost of capital is, thus, another major aspect of the capital budgeting decision. In b60(______) , the main elemen ts of the capital budgeting decisions are: (I) the total assets and their compos ition, (ii) the business risk complexion of the firm, and (iii) concept and meas urement of the cost of capital.
52、同51题
53、同51题
54、同51题
55、同51题
56、同51题
57、同51题
58、同51题
59、同51题
60、同51题
答案：
1 D
2 B
3 A
4 B
5 B
6 D
7 B
8 D
9 C
10 C
11 A
12 C
13 A
14 D
15 C
16 C
17 C
18 A
19 B
20 B
21 C
22 D
23 C
24 D
25 D
26 A
27 C
28 C
29 A
30 D
31 A
32 D
33 C
34 D
35 C
36 B
37 D
38 C
39 A
40 B
41 B
42 A
43 B
44 A
45 D
46 What
47 Organization
48 European
49 America
50 Countries
51 decision
52 in
53 to
54 asset
55 investment
56 since
57 sense
58 peoject
59 standard
60 briefhttp://www.cnrencai.com/
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