12月英语六级(新题型)考试冲刺

2023年12月英语六级(新题型)考试冲刺

　　总结在一个时期、一个年度、一个阶段对学习和工作生活等情况加以回顾和分析的一种书面材料，它可以帮助我们总结以往思想，发扬成绩，是时候写一份总结了。那么我们该怎么去写总结呢？下面是小编为大家收集的2023年12月英语六级(新题型)考试冲刺总结，欢迎阅读与收藏。

　　Section B

　　Directions: In this section, you are going to read a passage with ten statements attached to it. Each statement contains information given in one of the paragraphs. Identify the paragraph from which the information is derived.

　　You may choose a paragraph more than once. Each paragraph is marked with a letter. Answer the questions by marking the corresponding letter on Answer Sheet 2.

　　46、回答46-56题：

　　A) The legislation concerning financial reform focuses on helping regulators detect and defuse (减少....的危险性) the next crisis. But it doesnt address many of the underlying conditions that can cause problems.

　　B) The legislation gives regulators the power to oversee shadow banks and take failing firms apart, convenes a council of superregulators to watch the megafirms that pose a risk to the full financialsystem, and much else.

　　C) But the bill does more to help regulators detect the next financial crisis than to actually stop it from happening.In that way, its like the difference between improving public health and improving medicine: The bill focuses on helping the doctors who figure out when youre sick and how to get you better rather than on the conditions (sewer systems and air quality and hygiene standards and so on) that contribute to whether you get sick in the first place.

　　D) That is to say, many of the weaknesses and imbalances that led to the financial crisis will survive our regulatory response, and its important to keep that in mind. So here are five we still have to watch out for:

　　1. The Global Glut (供过于求) of Savings

　　E) "One of the leading indicators of a financial crisis is when you have a sustained surge in money flowing into the country which makes borrowing cheaper and easier," says Harvard economist Kenneth Rogoff. Our crisis was no different: Between 1987 and 1999, our current account deficit--the measure of how much money is coming in versus going out--fluctuated between 1 and 2 percent of gross domestic product. By 2006, it had hit 6 percent.

　　F) The sharp rise was driven by emerging economies with lots of growth and few investment opportunities-think China-funneling their money to developed economies with less growth and lots of investment opportunities. But weve gotten out of the crisis without fixing it. China is still growing fast, exporting faster, and sending the money over to US.

　　2. Household Debt-and Why We Need It

　　G) The fact that money is available to borrow doesnt explain why Americans borrowed so much of it. Household debt as a percentage of GDP went from a bit less than 60 percent at the beginning of the 1990s to a bit less than 100 percent in 2006. "This is where I come to income inequality," says Raghuram Rajan, an economist at the University of Chicago. "A large part of the population saw relatively stagnant incomes over the 1980s and 1990s. Credit was so welcome because it kept people who were falling behind reasonably happy. You were keeping up, even if your income wasnt."

　　H) Incomes, of course, are even more stagnant now that unemployment is at 9 percent. And that pain isnt being shared equally: inequality has actually risen since before the recession, as joblessness is proving sticky among the poor, but recovery has been swift for the rich. Household borrowing is still more than 90 percent of GDP, and the conditions that drove it up there are, if anything, worse.

　　3. The "Shadow Banking" Market

　　I) The financial crisis started out similarly severe, but it wasnt, at first, a crisis of consumers. It was a crisis of banks. It never became a crisis of consumers because consumer deposits are insured. But large investors-pension funds, banks, corporations, and others--arent insured. But when they hear that their collateral ( 附属担保品 ) is dropping in value, they demand their money back. And when everyone does that at once, its like an old-fashioned bank run: The banks cant pay everyone off at once, so they unload all their assets to get capital, the assets become worthless because everyone is trying to unload them, and the banks collapse.

　　J) "This is an inherent problem of privately created money," says Gary Gorton, an economist at Princeton University. "It is vulnerable to these kinds of runs." This year, were bringing this shadow banking system under the control of regulators and giving them all sorts of information on it and power over it, but were not doing anything like deposit insurance, where we simply make the deposits safe so runs become an anachronism.

　　4. Rich Banks

　　K) In the 1980s, the financial sectors share of total corporate profits ranged from about 10 to 20 percent. By 2004, it was about 35 percent. Simon Johnson, an economist at MIT, recalls a conversation he had with a fund manager. "The guy said to me, Simon, its so little money! You can sway senators for $10 million!?"Johnson laughs ruefully (后悔地). "These guys [ big investors ] dont even think in millions. They think in billions."